YOUR STRUCTURED SETTLEMENT ADVISOR...

Since 1976, Huver & Associates, Inc. has provided advice and guidance during the settlement process in both individual and mass tort personal injury claims. With decades of experience in settlement analysis and structured annuity brokerage, we assist all parties in reaching a satisfactory settlement tailored specifically to the needs of the injured individual and family. Our clients include injured victims, attorneys, insurers, government agencies and self-insured entities worldwide. We continue to maintain our independence and integrity to the process by having no exclusive arrangements or contracts with any settling party.

As specialists in settlement distribution, our cost-free services include:

Structured Settlements
Tax-Deferred Attorney Fee Arrangements
Medical Trust Design & Administration Coordination

A.M. Best Company affirms highest rating of A++ for New York Life.
Click link to read the press release dated June 16, 2011 and the complete analysis of their financial strength and stability dated July 14, 2011.

The Financial Crisis Inquiry Commission (FCIC) issues report January 27, 2011
After 18 months of investigation, including multiple hearings and over 700 interviews, the FCIC attributed much of the blame for the financial crisis of 2008-09 on breakdowns in corporate governance among Wall Street firms and profound lapses of regulatory oversight by Washington federal agencies.

Top Federal Income Tax rate stays at 35% but will increase to 43.4% in 2013!
The Tax Relief, Unemployment Reauthorization, and Job Creation Act of 2010 signed by President Obama in December extended existing income tax rates for 2011 and 2012. Commentary from Bessemer Trust found here.

FDIC updated Failed Bank List here
The Wall Street Journal reports that some 279 banks have collapsed in the last two years - since September 2008 when Washington Mutual became the biggest bank failure on record. This ongoing trend further illustrates the need to carefully evaluate your financial institution choices.

Prudential ad campaign highlights financial strength, leadership, and it's 135-year history - press release dated June 11, 2010.
The messages also focus on how Prudential helped protect clients during the recent financial crisis and emerged an even stronger company.

MetLife announces strong first quarter results - April 29, 2010

Taxes on Damages
Robert Wood, an attorney specializing in tax matters relating to settlements and damages authored the attached article titled "10 Things To Know About Taxes On Damages" published by Forbes April 29, 2010

New York Life ranked #1 within insurance industry in Fortune Magazine's Most Admired Companies Survey
The survey results were published in the March 22, 2010 issue of Fortune. Prudential and MetLife were also in the top 5!

Maryland Workers' Compensation Commission adopts new rules.......
regarding settlements to comply with Medicare Secondary Payer statute on January 4, 2010. Click link above to see industry news bulletin from Gould & Lamb.

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As your Settlement Advisor, we approach each case from a comprehensive financial planning perspective to ensure that future needs are properly addressed and protected. The principals of Huver & Associates, Inc. - as CHARTERED FINANCIAL CONSULTANTS and CERTIFIED FINANCIAL PLANNER™ professionals, are uniquely qualified among our peers to carry out this mission. Preserving your settlement recovery on a tax-free basis is our primary goal.

We welcome you to learn more about the structured settlement concept and our cost-free services throughout our site or call us today at 800-344-4041. For a free, no obligation case review and annuity quote, click here

Member - National Structured Settlement Trade Association

CFP®, CERTIFIED FINANCIAL PLANNER™ and are certification marks owned by Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete CFP Board's initial and ongoing certification requirements.