Since 1976, Huver & Associates, Inc. has provided advice and guidance during the settlement process in both individual and mass tort personal injury claims.  With decades of experience in settlement analysis and structured annuity brokerage, we assist all parties in reaching a satisfactory settlement tailored specifically to the needs of the injured individual and family. Our clients include injured victims, attorneys, insurers, government agencies and self-insured entities worldwide. We continue to maintain our independence and integrity to the process by having no exclusive arrangements or contracts with any settling party.

As specialists in settlement distribution, our cost-free services include:   

• Structured Settlements

• Tax-Deferred Attorney Fee Arrangements                                        

• Medical Trust Design & Administration

As your Settlement Advisor, we approach each case from a comprehensive financial planning perspective to ensure that future needs are properly addressed and protected.  The principals of Huver & Associates, Inc. - as CHARTERED FINANCIAL CONSULTANTS and CERTIFIED FINANCIAL PLANNER™ professionals, are uniquely qualified among our peers to carry out this mission. Preserving your settlement recovery on a tax-free basis is our primary goal.  

We welcome you to learn more about the structured settlement concept and our cost-free services throughout our site or call us today at  800-344-4041. For a free, no obligation case review and annuity quote, click here

Founding member, National Structured Settlement Trade Association

   NSSTA relays positive report from Moodys on the financial condition of the life insurance industry from May 27, 2009 Wall Street Journal article. Click here.

IRS reiterates plans to provide guidance on single claimant use of Qualified Settlement Fund under Section 468B. Review page 21, #17 under "Tax Accounting" of the updated Priority Guidance Plan dated September 10, 2008.

On December 29, 2007, President Bush signed the Medicare Medicaid and SCHIP Extension Act of 2007 which will effectively serve to strengthen Medicare's longstanding Secondary Payor rights found in the Social Security Act (42 U.S.C. 1395y (b)).  Beginning in July of 2009, Medicare will require that their interest be considered in any claim settlements pursuant to Workers Compensation, No Fault, and Liability insurance plans or arrangements. See section 111 of the Act here.  For a more detailed analysis of this new law by attorney John J. Campbell, CELA click here.

On August 16, 2007 Standard & Poors upgraded New York Life to AAA, its highest possible rating of financial strength and claims paying ability. New York Life is also rated A++ by AM Best Company and is one of  the select few companies within the structured settlement industry that enjoy the highest ratings among the independent rating agencies. See press release summary here.

IRS issues Publication 4345 clarifying Taxability & Non-Taxability of certain cash Settlements - dated June 2004.

Read recent Lawyers Weekly article titled "Structured Settlements Provide Peace of Mind" by John Mayer, AIFA™, CFP™.

CFP®, CERTIFIED FINANCIAL PLANNER^tm and are certification marks owned by Certified Financial Planner Board of Standards, Inc.  These marks are awarded to individuals who successfully complete CFP Board's initial and ongoing certification requirements.